San Marino IBAN format
| Country code | SM |
|---|---|
| IBAN length | 27 characters (2 country letters, 2 check digits, 23-character BBAN) |
| Structure | SMkk xbbb bbss sssc cccc cccc ccck = check digits, b = bank code, s = branch/sort code, c = account number, x = national check digits or other |
| Registry BBAN format | 1!a5!n5!n12!c (e.g. 8!n = exactly 8 digits; a = letters; c = letters or digits) |
| Format example | SM79 A234 5678 9012 3456 7890 123Illustrative only: right structure and valid check digits, not a real account. |
| SEPA | Yes – San Marino is part of the SEPA area, so you can send euro SEPA credit transfers to these IBANs. |
What the parts mean
San Marino uses the Italian layout: CIN letter, ABI, CAB and account number.
| Positions | Characters | Meaning |
|---|---|---|
| 5 | 1 upper-case letter | National check digits or other |
| 6–10 | 5 digits | Bank code |
| 11–15 | 5 digits | Branch / sort code |
| 16–27 | 12 letters or digits | Account number |
Paying an IBAN in San Marino
For SEPA payments involving countries outside the EEA, banks normally require the BIC as well as the IBAN. Accounts are usually in euro.
Writing the IBAN in groups of four (SM79 A234 …) is the usual print format; online banking and payment files use it without spaces.
Paying many San Marino IBANs in euro? Create a SEPA XML file from Excel – every IBAN is checked as above.