Malta IBAN format
| Country code | MT |
|---|---|
| IBAN length | 31 characters (2 country letters, 2 check digits, 27-character BBAN) |
| Structure | MTkk bbbb ssss sccc cccc cccc cccc ccck = check digits, b = bank code, s = branch/sort code, c = account number, x = national check digits or other |
| Registry BBAN format | 4!a5!n18!c (e.g. 8!n = exactly 8 digits; a = letters; c = letters or digits) |
| Format example | MT73 ABCD 5678 9012 3456 7890 1234 567Illustrative only: right structure and valid check digits, not a real account. |
| SEPA | Yes – Malta is part of the SEPA area, so you can send euro SEPA credit transfers to these IBANs. |
What the parts mean
| Positions | Characters | Meaning |
|---|---|---|
| 5–8 | 4 upper-case letters | Bank code |
| 9–13 | 5 digits | Branch / sort code |
| 14–31 | 18 letters or digits | Account number |
Paying an IBAN in Malta
Within the EEA, SEPA payments need only the IBAN; the BIC is optional. Accounts are usually in euro.
Writing the IBAN in groups of four (MT73 ABCD …) is the usual print format; online banking and payment files use it without spaces.
Paying many Malta IBANs in euro? Create a SEPA XML file from Excel – every IBAN is checked as above.