Bulgaria IBAN format
| Country code | BG |
|---|---|
| IBAN length | 22 characters (2 country letters, 2 check digits, 18-character BBAN) |
| Structure | BGkk bbbb ssss cccc cccc cck = check digits, b = bank code, s = branch/sort code, c = account number, x = national check digits or other |
| Registry BBAN format | 4!a4!n2!n8!c (e.g. 8!n = exactly 8 digits; a = letters; c = letters or digits) |
| Format example | BG65 ABCD 5678 9012 3456 78Illustrative only: right structure and valid check digits, not a real account. |
| SEPA | Yes – Bulgaria is part of the SEPA area, so you can send euro SEPA credit transfers to these IBANs. |
What the parts mean
| Positions | Characters | Meaning |
|---|---|---|
| 5–8 | 4 upper-case letters | Bank code |
| 9–12 | 4 digits | Branch / sort code |
| 13–14 | 2 digits | Account number |
| 15–22 | 8 letters or digits | Account number (continued) |
Paying an IBAN in Bulgaria
Within the EEA, SEPA payments need only the IBAN; the BIC is optional.
Writing the IBAN in groups of four (BG65 ABCD …) is the usual print format; online banking and payment files use it without spaces.
Paying many Bulgaria IBANs in euro? Create a SEPA XML file from Excel – every IBAN is checked as above.