North Macedonia IBAN format
| Country code | MK |
|---|---|
| IBAN length | 19 characters (2 country letters, 2 check digits, 15-character BBAN) |
| Structure | MKkk bbbc cccc cccc ccck = check digits, b = bank code, s = branch/sort code, c = account number, x = national check digits or other |
| Registry BBAN format | 3!n10!c2!n (e.g. 8!n = exactly 8 digits; a = letters; c = letters or digits) |
| Format example | MK98 1234 5678 9012 345Illustrative only: right structure and valid check digits, not a real account. |
| SEPA | No – North Macedonia is not one of the core SEPA countries. Payments are usually sent as international (SWIFT) transfers; check the EPC list of SEPA countries for the latest status. |
What the parts mean
| Positions | Characters | Meaning |
|---|---|---|
| 5–7 | 3 digits | Bank code |
| 8–17 | 10 letters or digits | Account number |
| 18–19 | 2 digits | Account number (continued) |
Paying an IBAN in North Macedonia
For international transfers your bank will usually ask for the BIC/SWIFT code of the receiving bank too.
Writing the IBAN in groups of four (MK98 1234 …) is the usual print format; online banking and payment files use it without spaces.