Nicaragua IBAN format
| Country code | NI |
|---|---|
| IBAN length | 28 characters (2 country letters, 2 check digits, 24-character BBAN) |
| Structure | NIkk bbbb cccc cccc cccc cccc cccck = check digits, b = bank code, s = branch/sort code, c = account number, x = national check digits or other |
| Registry BBAN format | 4!a20!n (e.g. 8!n = exactly 8 digits; a = letters; c = letters or digits) |
| Format example | NI10 ABCD 5678 9012 3456 7890 1234Illustrative only: right structure and valid check digits, not a real account. |
| SEPA | No – Nicaragua is not one of the core SEPA countries. Payments are usually sent as international (SWIFT) transfers; check the EPC list of SEPA countries for the latest status. |
What the parts mean
| Positions | Characters | Meaning |
|---|---|---|
| 5–8 | 4 upper-case letters | Bank code |
| 9–28 | 20 digits | Account number |
Paying an IBAN in Nicaragua
For international transfers your bank will usually ask for the BIC/SWIFT code of the receiving bank too.
Writing the IBAN in groups of four (NI10 ABCD …) is the usual print format; online banking and payment files use it without spaces.