Kuwait IBAN format
| Country code | KW |
|---|---|
| IBAN length | 30 characters (2 country letters, 2 check digits, 26-character BBAN) |
| Structure | KWkk bbbb cccc cccc cccc cccc cccc cck = check digits, b = bank code, s = branch/sort code, c = account number, x = national check digits or other |
| Registry BBAN format | 4!a22!c (e.g. 8!n = exactly 8 digits; a = letters; c = letters or digits) |
| Format example | KW90 ABCD 5678 9012 3456 7890 1234 56Illustrative only: right structure and valid check digits, not a real account. |
| SEPA | No – Kuwait is not one of the core SEPA countries. Payments are usually sent as international (SWIFT) transfers; check the EPC list of SEPA countries for the latest status. |
What the parts mean
The 4 letters identify the bank (from its BIC); the remaining 22 characters are the account number.
| Positions | Characters | Meaning |
|---|---|---|
| 5–8 | 4 upper-case letters | Bank code |
| 9–30 | 22 letters or digits | Account number |
Paying an IBAN in Kuwait
For international transfers your bank will usually ask for the BIC/SWIFT code of the receiving bank too.
Tip for GCC businesses: if you pay staff or suppliers in bulk, keep IBANs in a spreadsheet and validate the whole column before uploading a payment file.
Writing the IBAN in groups of four (KW90 ABCD …) is the usual print format; online banking and payment files use it without spaces.