Iraq IBAN format
| Country code | IQ |
|---|---|
| IBAN length | 23 characters (2 country letters, 2 check digits, 19-character BBAN) |
| Structure | IQkk bbbb sssc cccc cccc ccck = check digits, b = bank code, s = branch/sort code, c = account number, x = national check digits or other |
| Registry BBAN format | 4!a3!n12!n (e.g. 8!n = exactly 8 digits; a = letters; c = letters or digits) |
| Format example | IQ76 ABCD 5678 9012 3456 789Illustrative only: right structure and valid check digits, not a real account. |
| SEPA | No – Iraq is not one of the core SEPA countries. Payments are usually sent as international (SWIFT) transfers; check the EPC list of SEPA countries for the latest status. |
What the parts mean
| Positions | Characters | Meaning |
|---|---|---|
| 5–8 | 4 upper-case letters | Bank code |
| 9–11 | 3 digits | Branch / sort code |
| 12–23 | 12 digits | Account number |
Paying an IBAN in Iraq
For international transfers your bank will usually ask for the BIC/SWIFT code of the receiving bank too.
Writing the IBAN in groups of four (IQ76 ABCD …) is the usual print format; online banking and payment files use it without spaces.